Looking Into Disability Insurance
I strained my back a bit at work this week. Its nothing serious but it did make me stop to think about things a bit. It made me look into my disability insurance to see what kind of coverage I have. I’m happy to say that the coverage my job provides is pretty comprehensive. However, if I were self-employed (like I hope to be someday) disability is definitely something I would want to look into.
If you are someone who is self-employed you should definitely get coverage. There are different types of coverage, so do a bit of research before you choose a plan. If I am hurt I get paid 70% of my normal salary but there are also options for a flat amount. I don’t have an option since my job takes care of everything but if you are getting it on your own there are several different choice. Disability insurance is especially invaluable if you are the sole income in your household.
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